Our Services

Financial planning: We meet with each client to understand their objectives and concerns. Our objective is to understand a client’s full financial picture. A customized financial plan is then developed which serves as a roadmap for the client’s investment strategy.

Investment management: Our investment style is based on the belief that economies run in cycles. These cycles affect the businesses, the stock market and interest rates. By understanding how these cycles affect investments we work to earn steady solid investment return using conservative techniques. We believe in diversification and tax efficiency while keeping transaction costs low.  

To minimize expense for our clients, we use index Exchange Traded Funds (ETF’s), individual stocks and no-load funds on the equity side.  On the Fixed Income side, we invest in a variety of instruments from individual corporate and municipal bonds funds to preferred stock and Master Limited Partnerships to no load bond funds.

Financial review: Constant communication is an important part of our client relationships. On an ongoing basis, we review with clients the activity in their accounts and their overall financial lives. In addition, we periodically revisit their goals and objectives to ensure we are on track. This communication enables us to provide outstanding service as well as helps us respond quickly if there is a major change in a client’s financial position.